Private banks
Rules built for the average customer
Most rules work with thresholds and standard patterns. Your clients rarely fit them. Legitimate payments keep raising alerts that lead nowhere, while unusual behaviour that starts small goes unnoticed.
Many countries, cards and accounts
Your clients pay by card, move money abroad and use several accounts. Each payment on its own says little. The pattern only shows when you see all those actions together.
When an alert turns into a question for your client
Your clients expect a personal service and discretion. When an alert leads to a question about a payment that fits their profile, it can feel as if you do not know them. That puts pressure on the relationship manager, and on the relationship itself.
Specialists who are hard to find and keep
Detection software needs specialists who understand AI, cloud technology and compliance. Those people are hard to find and hard to keep. And their work never stops: the AI has to be monitored every day and retrained several times a year.
Is that a team you want to build?
Every change on record
Every change to your detection has to be validated, documented and approved. Your regulator can ask about it months or even years later. So you need to keep track of every version, every decision and every result.
Who in your bank will take on that work?
Costs that keep coming back
Hosting, maintenance, security, and running and retraining the AI all come with a cost. Those costs do not stop once the software is live. They keep coming back, for as long as you use it.
And where will those costs end?
Every decision explained
Your team sees what drove every score, down to a single transaction, and can explain each decision to your regulator.
Managed by us
We monitor the AI every day and retrain it on your own data. Every new version is tested against the current one and you validate and decide. One subscription covers the licence, the cloud, maintenance and retraining.
One picture of every client
Card payments, transfers and account activity come together in one view, next to what you already know about the client.
Focus on what is really unusual
The highest risks come first, and your team decides what needs a closer look. So your clients get fewer unnecessary questions.
- 01 AML Monitoring Spot suspicious patterns in customer behaviour.
- 02 Payment Fraud Monitoring Soon Detect behavioural patterns to flag potential fraudsters and their victims.
- 03 KYC Risk Soon Optimise your periodic and event-driven due diligence and reviews through behavioural scoring.
- 04 Sanctions Screening Soon A contextual layer on top of sanctions list matching.